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Cookie Policy for Mortgage Broker

This Cookie Policy explains how our website uses cookies and similar tracking technologies. By accessing and using our website, the user can freely choose to consent or not to the use of cookies as described in this policy. While necessary cookies cannot be refused by the user of the website, as they are strictly technical to the website function itself, the user can freely choose to accept or refuse the use of functional and performance cookies. The user can set and review their choices regarding cookies on the website.

1. What are Cookies?

1.1. Cookies are small text files that are placed on your device (computer, smartphone, or tablet) when you visit a website. They store information about your visit and enable the website to remember your preferences and improve your browsing experience.

1.2. Cookies may be "session cookies," which are temporary and deleted when you close your browser, or "persistent cookies," which remain on your device for a defined period or until you manually delete them.

2. How We Use Cookies

2.1. We use cookies to enhance and personalize your experience on our website. Cookies help us recognize your device and remember your preferences, such as language settings, so you don't have to re-enter them on each visit.

2.2. We also use cookies for analytical purposes, to gather information about how visitors use our website. This helps us improve the content, functionality, and overall user experience.

3. Purposes and legal basis of the processing

By using cookies, the following purposes are pursued:

3.1 to enable the navigation of the website and its smooth functionality. The legal basis for the processing is the provision to users of services related to the website.

3.2 to fulfill any obligations under applicable laws, regulations, or UAE legislation, or to comply with requests from the authorities. The legal basis for the processing is our obligation to comply with mandatory legislation.

3.3 analyze user behavior and possibly send him advertising messages in line with the preferences expressed by the same during navigation. The legal basis for processing in this case is the consent of the interested party.

3.4 for the needs of defense of our rights in the context of any litigation, even in court. The legal basis of the processing is our interest to protect our rights in respect of a claim or legal proceedings or any judicial or security procedures.

The conferment of data is optional, but (except in cases of processing based on consent) the failure to provide data prevents us from allowing the navigation of the website.

4. Types of Cookies We Use

4.1. Necessary Cookies: These cookies are essential for the operation of our website and enable you to navigate and use its features. Without these cookies, certain services may not be available.

4.2. Functional Cookies: These cookies allow our website to remember your preferences and provide enhanced features and personalized content.

4.3. Performance Cookies: These cookies help us understand how visitors interact with our website, providing us with valuable insights to improve its performance.

5. Third-Party Cookies

5.1. In the event you consent to the use of cookies, we may allow third-party service providers to place cookies on your device for various purposes, such as analytics and advertising.

5.2. Third-party cookies are subject to the respective privacy policies of the third-party providers, and we do not have control over their use of cookies.

6. Cookie Consent and Control

6.1. When you visit our website, a cookie banner will appear, requesting your consent to the use of cookies. By clicking on the accept button the banner, you consent to our use of cookies as outlined in this policy.

6.2. You can manage cookie preferences through your browser settings. Most browsers allow you to refuse cookies or prompt you before accepting them. However, please note that blocking cookies may affect your ability to access certain features and functionalities on our website.

7. Recipients of the data

The data may be communicated:

a- to third parties who need to perform specific activities in relation to the data, in accordance with the purposes of the processing, or to our service providers.

b- to authorities, entities and/or parties to whom the data must be disclosed, pursuant to binding legal or contractual provisions.

c- in other circumstances, such as acquisitions and sales to potential third-party companies, when we expect to sell or transfer part of or all our business.

8. Transfer of data outside of the United Arab Emirates (UAE)

As for the possible transfer of data to countries outside the UAE, the processing will take place according to one of the legally permitted methods and therefore through the selection of recipients established in countries considered adequate by the UAE Data Office or through the exemptions listed out under the Federal Decree-Law No. 44/2021 and its executive regulations (“PDPL).

9. Data Retention

The data will be kept only for the time necessary for the purposes for which they were collected, respecting the principles of conservation limitation and minimization. For the data whose processing is based on the consent of the interested party, it is specified that the same will be kept until such consent is revoked.

10. Data subjects’ rights

In the presence of the relevant legal prerequisites, the data subject may ask the data controller or the DPO for access to their data, to rectify or erase them or to object to their processing, to request the restriction of processing in the cases provided for by Article 16 PDPL, as well as to obtain in a structured, commonly used, and machine-readable format the data concerning him/her, in the cases provided for by Article 14 PDPL.

In addition, the user has the right to revoke any consent to processing at any time, without affecting the lawfulness of the processing carried out by the controller before the revocation.

Requests should be made in writing to the data controller at the addresses indicated below.

In any case, the interested party may lodge a complaint with the UAE Data Office if he believes that the processing of his data is contrary to the regulations in force.

11. Updates to Cookie Policy

11.1. We may update this Cookie Policy from time to time to reflect changes in our use of cookies or legal requirements. Any updates will be posted on this page and sent to you by email , and the date of the last revision will be indicated at the top of the policy.

12. Contact Information

12.1. If you have any questions or concerns about our use of cookies, please contact us at info@digideed.ae

Last updated: 1.08.2023.